FHA Calculator
Live FHA Affordability Calculator 30-year fixed
Estimate the income needed for a target home price, or your maximum home price based on income.
Adjust taxes, insurance, HOA, and FHA mortgage insurance to match your scenario.
Basic “rule of thumb” auto-MIP: If term > 15 years and down < 10%, it suggests:
0.55% for most base loans ≤ ~$726,200; 0.75% above that.
Always verify for your case (loan amount + LTV). :contentReference[oaicite:2]{index=2}
Results
Updates instantly when you click “Recalculate.”
Estimated Monthly Payment (PITI + FHA MIP + HOA)
$—
Required Gross Income (annual)
$—
Maximum Home Price (based on income)
$—
DTI Check (housing / total)
$—
Disclaimer: This is an educational estimate. Actual qualification depends on credit score,
AUS findings, compensating factors, rate/points, county FHA limits, property taxes/insurance,
HOA, and other obligations. This tool does not constitute a loan approval or a rate lock.
Want this to convert better? Add a form below the calculator:
“Get your exact numbers in 60 seconds.”
 (400 x 200 px) (300 x 100 px) (200 x 100 px) (200 x 75 px).jpg "FHA Affordability Calculator – How Much Home Can I Afford?")
FHA Home Affordability Calculator
See what Minnesota home price you can afford — instantly
Use this tool to estimate how much home you can afford with an FHA loan in Minnesota.
Enter your income, adjust taxes and insurance, then click *Recalculate* below to see your buying power.
Ready for exact numbers? Fill out the quick form at the bottom and we’ll email your results.